TERMS AND CONDITIONS
Below is the complete list of Terms and Conditions related to the use of the portal controlled by GO TO THE MILLIONS 2.0 (also referred to as "Provider," "GMT," or "Supplier"). GO TO THE MILLIONS 2.0 is owned by Master Trade Consulting LLC, a company duly established in the state of Wyoming (United States of America) at 30 N Gould St Ste R, Sheridan, WY 82801.
This document regulates any activity on the Provider's website or app (collectively referred to as the "Site," "App," or "Portal") or through the website or app, regardless of the mode of purchase, use, and any payment.
BY USING OUR SERVICES, YOU ACCEPT THE FOLLOWING TERMS
1.1 By using our site, you confirm that you accept these terms of use and agree to abide by them. Any interaction with the Portal, regardless of the method (use of browsers, applications, programs, or various software), must be considered as conscious and informed use. The user must not use any of the services described below if there is any objection to this document.
1.2 The purchase features of the website are available to users aged 18 and older. By using this website and its services, the user declares and warrants that they have full capacity to enter into a binding contract.
1.3 By adhering to these terms and/or using the website, the user expressly acknowledges having read and understood all the terms included herein. Furthermore, they declare that they have taken the time to evaluate the consequences of this important decision. If at any time the user is unable to comply, in whole or in part, with any of these terms of use, they must immediately cease using the site and any business relationship.
1.4 Also, by continuing to use the site, the user agrees that the information provided through the website is considered "durable support," and the user accepts that, due to the nature of the services offered (online services), the information found online is considered durable.
PLEASE NOTE THAT
1.5 The following terms of use also apply when using our site:
a. Our privacy and cookie policy (available on the Portal) establishes the terms under which we process personal data collected and/or provided to us. By using our site, you accept this processing and guarantee that all provided data is accurate.
c. Our customer agreement and legal documentation (available on the Portal and accepted at the time of establishing the relationship).
SERVICES
2.1 Through our services, we offer the opportunity to use a wide range of educational tools related to trading, as specified in the specific document establishing the contractual relationship ("Service Supply Contract"). Contracts between GTM and the Client for individual services are considered concluded upon GTM's receipt of payment for the respective services.
2.2 Users of our services are collectively referred to as "Users" and/or "Clients." If a user is provided with a user identification code, a password, or any other information as part of our security procedures, they must treat such information as confidential. You must not disclose it to third parties. We have the right to disable any user identification code or password, chosen by you or assigned by us, at any time if, in our reasonable opinion, you have not complied with these terms of use. If you know or suspect that someone other than you knows your user identification code or password, you must notify us immediately. The user agrees to (a) provide truthful, accurate, precise, current, and complete information about themselves, including surname, email address, phone, and address that may be requested in connection with the use of the services, as required in registration forms, subscription, and any other information request in the provision of services ("Registration Data"), (b) promptly update Registration Data to keep it accurate, and (c) provide any additional information to GTM so that the latter can provide the services. User registration is strictly personal; registration on behalf of third parties is prohibited.
2.3 The Provider may freeze, delete, and limit, even partially, access to the Portal, Software, and Services to any account:
a. to comply with applicable law;
b. if the User provides any information that the Provider deems, in its sole discretion, false, inaccurate, not current, or incomplete (or if the information becomes false, inaccurate, not current, or incomplete);
c. if the Provider determines, in its sole discretion, that the user is using an account in a manner not permitted by these Terms of Use or other applicable legal documents; or
d. in other circumstances, at the Provider's sole discretion. You are solely responsible for the necessary equipment, and you acknowledge that all costs associated with the use of the services are entirely at your expense, particularly the costs of connecting to telecommunications networks, including the Internet, related to the use of the services, and the costs of equipment necessary for the use of the services. You are required to take all necessary measures to ensure that all technical features of your equipment and your Internet network allow you to use the services under optimal conditions.
2.4 Access to the services is generally possible 24 hours a day, 7 days a week, except in cases of force majeure or the occurrence of an event beyond the Provider's control, and subject to any breakdowns or maintenance work that may be necessary for the proper functioning of the services and the Portal. Access may be suspended, temporarily interrupted, or restricted without notice, in particular for reasons of maintenance, security, improvement, or modifications to the published content.
TERMINATION
3.1 The user agrees that the Provider, in its sole discretion, may terminate their access to the Portal, Software, and Services, for any reason, including, without limitation, if the Provider believes that the user has violated or acted inconsistently with the letter or spirit of these Terms of Use or other applicable legal documents. The user agrees that any termination of access to the Portal, Software, and Services may be made without prior notice and acknowledges and agrees that the Provider may immediately deactivate or delete the user's account and all related information and files, and/or bar any further access to such files or the Services.
3.2 Further, the user agrees that the Provider shall not be liable to them or any third party for any termination of their access to the Portal, Software, and Services.
MODIFICATION OF TERMS
4.1 The Provider reserves the right to change, modify, add to, or remove any part of these Terms of Use, at any time. Changes will be effective when posted on the Portal. You should periodically review these Terms of Use to understand the terms and conditions that apply to your use of the Portal, Software, and Services. Your continued use of the Portal, Software, and Services after any changes to these Terms of Use are posted will be considered acceptance of those changes.
GOVERNING LAW AND JURISDICTION
5.1 The present General Conditions are governed by Italian law.
5.2 Any dispute concerning the interpretation and/or execution of these General Conditions shall be the exclusive competence of the Court of Milan.
RISK DISCLOSURE
10.1 The User is solely responsible for their conscious choice regarding the use and purchase of any services and products offered by the Provider. If the User is unsure about the legality of any activity, they are advised to consult with legal counsel before any use. We urge you to ensure that you possess the necessary competence and experience to understand the risks associated with financial instruments and trading. Therefore, we recommend seeking independent advice from third parties if necessary.
10.2 GTM provides you with this notice to help you understand the risks that may arise during trading after using our informational services. However, it is essential to note that the notice does not cover all the risks and aspects involved in trading.
10.3 It is crucial to ensure that any decision to engage in trading is made on an informed basis and in light of your own knowledge and experience, as well as personal circumstances (including, but not limited to, your financial position). Additionally, you must ensure an understanding of the nature of CFDs and/or Spread Bets and the extent of all risks and aspects involved in trading.
10.4 Note that trading, per se, involves a high risk of loss since price movements are influenced by the amount of leverage the client is using. For example, if a client uses leverage of 30 to exploit a 0.5% movement, a gain or loss of 15% will be realized. However, due to 'Negative Balance Protection (NBP),' one cannot lose more than their initial investment.
10.5 Trading is not suitable for everyone. Under no circumstances should you risk more than you are willing to lose.
10.6 Past positive performance of our educational services is not indicative of future positive results.
10.7 Trading, therefore, represents one of the riskiest forms of investment in the financial market and is suitable only for investors with sufficient experience and knowledge of trading financial instruments, as well as an excellent ability to bear the risk of total loss of invested capital. Despite our educational services, we strongly advise against operating independently.
10.8 Note that we do not assess the suitability of our clients for trading. We cannot be held responsible for any action or omission of the User. We cannot be held responsible for any damage or loss resulting from the improper or less-than-proper use of the Services (except for fraud and gross negligence).
10.9 Financial markets can fluctuate rapidly to reflect events beyond the control of the Company and/or you; consequently, prices will become volatile. One form of price volatility is 'gapping,' which occurs when there is a sudden shift in prices from one level to another. This can be caused, for example, by unexpected economic events or market announcements, inside or outside trading hours. Moreover, if prices move against you, this will have a direct and real-time impact on your trades, which may be automatically stopped. It is possible that all your trades may be stopped, not just those in a loss.
10.10 Terms and conditions and trading rules are solely determined by the counterparty, which is, at all times, the broker of your choice.
10.11 GTM may, from time to time and whenever it deems appropriate, issue and/or distribute third-party material ('Material'), which includes information, including but not limited to, financial market conditions, published through our website and other media and/or received from you. It should be noted that the Material is considered only as educational communication and should not be interpreted as containing investment advice and/or investment recommendations and/or an offer or solicitation for any transaction in financial instruments; any decision to enter into a specific transaction must be made by the Client following an assessment by them of their situation. GTM makes no statement and assumes no responsibility regarding the accuracy or completeness of the information provided, nor any loss arising from any investment based on the services. The Material is not prepared in accordance with legal requirements promoting the independence of investment research and is not subject to any prohibition on trading in view of the dissemination of investment research. All expressions of opinion included in the Material are subject to change without notice. All opinions expressed may be personal to the author and may not reflect the views of GTM.
10.12 GTM does not provide investment, financial, legal, tax, regulatory, or other advice related to investments or trading. Any material, information, or other features that may be provided to you through our website, training services, or otherwise, are generic and should not be considered appropriate advice for you or based on consideration of your personal circumstances. You should seek independent professional advice from a suitably qualified advisor, if necessary, before engaging in trading.
GENERAL TERMS
11.1 Some areas of this Website and Services have limited access, and the Provider may further limit access at any time, at its sole and absolute discretion.
11.2 Some information contained on the site is purely informative and, unless otherwise specified, does not constitute a contractual proposal or a public offer under Article 1336 of the Civil Code.
11.3 The failure of GTM to enforce any right or provision of these Terms does not constitute a waiver of that right. Similarly, the delay in exercising faculties must be evaluated.
JURISDICTION
12.1 In the event of a dispute regarding the interpretation, validity, execution, effectiveness, and resolution of this Contract and anything else related to it, the exclusive jurisdiction of the Sheridan (Wyoming) Court is established between the Parties.
Master Trade Consulting LLC
DATE: 18/11/2023
INSTALLMENT PAYMENT TERMS
These Terms govern the relationship between the Customer (hereinafter also referred to as “User,” “Customer,” and “you”) and GO TO THE MILLIONS 2.0, owned by Master Trade Consulting LLC, a company legally incorporated in the state of Wyoming (United States of America) at 30 N Gould St Ste R, Sheridan, WY 82801 (hereinafter also referred to as “GTM,” “Provider,” “we”) regarding the installment payment of goods and services.
These Terms are translated into various languages. In case of ambiguity or discrepancies in interpretation, the English version shall prevail over other language versions.
PREAMBLE
A. Installment payment refers to the option offered to the Customer to pay the price of the Product in multiple installments, as indicated in the purchase contract.
B. Please note that additional documents and information are available on our website, which are part of this Agreement and provide further details about us and the User’s activities.
1. ACCEPTANCE
1.1 By accepting the Installment Payment Plan, the Customer fully agrees to these Terms and Conditions.
1.2 The acceptance of the Installment Payment Plan takes place when the first installment is paid.
1.3 These terms apply only to products where the “monthly installments” option is available as a payment method on the product detail page.
1.4 Acceptance with first payment: This contract is considered accepted by the User upon making the first payment, regardless of the method used, and will be binding for both parties from that moment.
2. USAGE
2.1 To use this payment method, your account must meet certain requirements, including but not limited to: residency location, minimum account activation period, a valid credit or debit card (not prepaid and expiring at least 20 days after the due date of the last installment). The Provider may amend these requirements at its sole discretion. In some cases, a good payment history may also be required.
2.2 This payment method is not available if not displayed on the product detail page and is not available for accounts with a registered VAT number.
2.3 This payment method may not be available for all customers and may not be applicable to all eligible products.
2.4 Eligibility requirements may change, and GTM may restrict availability based on specific risk assessments.
3. PAYMENT PLAN STRUCTURE
3.1 The total price of the Product is divided into the selected equal monthly installments, unless otherwise specified.
3.2 Installments must be paid by the due date specified for each payment. The first monthly installment will be charged on the purchase date. The following installments will be charged every 30 days (unless a different schedule is explicitly indicated at the time of purchase).
3.3 No interest or financial charges apply to this payment method. However, interest, financial charges, or fees may be applied by your issuing bank for the payment method used to charge the monthly installments.
4. PAYMENT AUTHORIZATION & EARLY REPAYMENT
4.1 You authorize us to charge each monthly installment to the payment method used for the purchase. If a charge cannot be completed using the selected payment method, you authorize us to charge any other registered credit or debit card (non-prepaid) linked to your account. You are required to have at least one valid credit or debit card (non-prepaid) registered in your account, with an expiration date at least 20 days after the due date of the last installment.
4.2 You may prepay the next installment or the entire outstanding balance at any time by making the payment through the installment payments page or by contacting GTM.
5. DEFAULT
5.1 If any installment is not paid within 5 days of the due date, the Customer will be considered in default. In the event of default, the Provider reserves the right to:
a) Demand immediate payment of the entire outstanding balance, including any interest and administrative fees.
b) Immediately suspend access to the Product until full payment is made.
c) Terminate the contract with immediate effect and revoke the license to use the Product, without notice.
d) Take legal action to recover the debt, including but not limited to initiating enforcement procedures.
5.2 In case of late payment, the Customer must pay late payment interest at an annual rate of 3%, calculated from the due date of the installment until full payment is made. Late payment interest will be added to the next installment amount.
5.3 If an installment is not paid, the Customer will be responsible for all administrative and legal costs incurred by the Provider to recover the amount due, including reminder fees and legal expenses.
6. TERMINATION OF THE INSTALLMENT PAYMENT AGREEMENT
6.1 GTM reserves the right to terminate any contractual relationship and/or the installment payment plan at any time in case of non-payment of an installment.
6.2 If the contract is terminated, the Customer will lose the right to use the Product, and the Provider may require the return of any provided materials or revoke access to the Product.
7. DATA PROCESSING
7.1 As the data controller, we will process your personal data during and after your relationship with us, in compliance with Regulation (EU) 2016/679 and its subsequent amendments. By purchasing the services, the User agrees and acknowledges that we will process their personal data, including special categories of personal data (subject to documented consent) provided at the time of Account registration and/or throughout our business relationship.
8. REFERENCED DOCUMENTS
8.1 This payment method and the purchase of a Product, including any disputes or claims, are subject to the other Terms available on our platform and the User Agreement entered into at the time of purchase.
8.2 Returns of Products purchased using this payment method and any refunds are subject to our standard return policies. The remaining balance due for your purchase will be deducted from any refund amount.
8.3 The installment payment plan does not allow for item exchanges.
FINAL NOTES
By using the installment payment plan, you confirm that you have read, understood, and agreed to these Terms in their entirety. Failure to comply with these Terms may result in account restrictions, service termination, and legal actions. If you have any questions, please contact GTM customer support.